Top 10 Free Budget Templates

Our budget templates make it easy to track spending, plan for the future, and keep your financial goals on track. With features like databases, you can create a customized budget that fits your lifestyle.

What Should Budgets Templates Include?

Choosing the right budget template in Notion can streamline your financial planning and ensure you keep track of every dollar. Here are key components to look for in a good budget template:

  1. Comprehensive Categories: A well-structured template should have predefined categories for income, expenses, savings, and investments, making it easier to organize and track your financial activities.

  2. Monthly Overview: It should provide a clear monthly overview that allows you to see your financial summary at a glance, helping you make informed decisions quickly.

  3. Expense Trackers: Look for templates that include detailed expense trackers with customizable fields for dates, amounts, and types of expenses, which are essential for accurate financial management.

  4. Goals Setting: A section for setting financial goals can help you stay motivated and focused, whether it's saving for a vacation, paying off debt, or investing in your future.

With these components, a Notion budget template can transform how you manage your finances, making it not just functional but also a crucial tool in achieving your financial goals.

What Should Budgets Templates Avoid?

Choosing the right budget template in Notion can streamline your financial planning, but it's equally important to know what features to steer clear of. Here are three key components to avoid:

  1. Overly Complex Layouts: Templates with too many sections, categories, or intricate designs can complicate your budgeting process rather than simplifying it.

  2. Non-Customizable Elements: Avoid templates that don't allow you to modify categories and formulas. Flexibility is essential for adapting the template to your personal financial goals.

  3. Limited Integration Capabilities: Steer clear of templates that do not support integration with other tools or platforms you use, as this can hinder your ability to have a holistic view of your finances.

Selecting a budget template that avoids these pitfalls will help ensure that your financial tracking is not only accurate but also a breeze to manage.

1Monthly budget

Discover your monthly financial flow with this intuitive budgeting template. Simply list all your income sources and their amounts in the Income table, and track your spending in the Expenses table. Easily find the total sum at the bottom of each table, giving you a clear snapshot of what you earn and spend each month. Manage your finances smarter and see where your money goes at a glance.

A template preview for Monthly budget

250/30/20 budget tracker

A straightforward financial planning system for those who just want an easy way to plan and keep track of their budget and finances. In the 50/30/20 budget system, 50% of your income is allocated to needs, 30% to wants, and 20% to savings or paying off debt.

A template preview for 50/30/20 budget tracker

3Simple Budgeting

This free budgeting template keeps things simple so you can quickly budget your needs, wants, and savings. It uses the 50/30/20 rule. It's all connected so you don't have to do any extra math!

A template preview for Simple Budgeting

4Budget Planner (w/ charts)

Easily manage and visualize expenses budgeting in Notion and visualize income and spend with beautiful charts. The template demonstrates how Notion2Charts can be used to turn Notion databases into bar charts, line graphs, and donut plots.

A template preview for Budget Planner (w/ charts)

5How To Budget

This 'How to Budget' template is a handy financial companion that can be used by anyone looking to gain better control over their money. Divided into four key sections: Monthly Income, Fixed Expenses, Variable Expenses, and Savings & Investment, it's your go-to guide for tracking goals, managing expenses and income, and even noting down future financial aspirations.

A template preview for How To Budget

6Budget Tracker

Ever heard of the 50/30/20 rule? It's a budgeting technique that allocates your income into three essential categories:
- 50% for Needs: Cover your essential expenses like rent, utilities, and groceries.
- 30% for Wants: Treat yourself without guilt! This portion is for non-essential spending like dining out, entertainment, and personal indulgences.
- 20% for Savings and Debt Repayment: Secure your financial future by saving and paying off debts strategically.

A template preview for Budget Tracker

7college budgeting template

if you're looking to start budgeting with Notion as a college student, this is a simple database that can help you categorize your expenses and maintain financial transparency with yourself!

A template preview for college budgeting template

8Budget Planner

This template help you to organize your daily spends, weekly and monthly budget. This is easy to use and can create and edit simply. My template has own my cute illustration banner and this template is specially for girls who love soft girl, aesthetic soft theme and cute illustration theme. This is free and I hope you can track your money flows in 2024.

A template preview for Budget Planner

9Budget tracker

You will get a budget with an overview and an automatic calculator of your remaining money to spend on each category! A slick and easy desgin.

A template preview for Budget tracker

10Budget Tracker - RyanOS

1. It comprehensively manages both expenses and income in one central location, offering a streamlined and intuitive experience.
2. The tracker is equipped with a dynamic Budget Widget, which provides a real-time overview of your financial status. This powerful tool can be conveniently integrated into any section of your dashboard.
3. Utilizing our budget feature will empower you to meticulously monitor your finances and ensure they remain on a steady course, reinforcing your financial well-being and confidence.

A template preview for Budget Tracker - RyanOS

Closing Thoughts

Utilizing these templates can streamline your financial planning, making it easier to track expenses and save money. They are designed to be user-friendly and adaptable to various financial goals.

Start by choosing a template that best fits your needs, then customize it to reflect your monthly income and expenses. This proactive approach can significantly improve your financial health.

What is a Zero-Based Budget?

A budgeting method where every dollar of income is allocated to specific expenses, savings, and debt repayments, ensuring no money is left unassigned.

What is a Sinking Fund?

A savings strategy where money is set aside over time for a significant future expense, such as an annual insurance premium or a home renovation.

What is a Cash Envelope System?

A budgeting technique where cash is divided into envelopes for different spending categories, helping to curb overspending by physically limiting available funds.

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